Income & Expenses Export Tool

This standalone tool generates a clean year-by-year cashflow spreadsheet for SOA appendices.

Inputs

Projection horizon (years)

Annual salary ($)

Wage growth %

Salary sacrifice ($/yr)

Effective tax rate %

Annual living expenses ($)

Expenses inflation %

Year	Gross Salary	Salary Sacrifice	Taxable Income	Tax Payable	Net Income	Living Expenses	Surplus / Deficit